IMPLEMENTASI AKAD MUSYARAKAH MUTANAQISAH (MMQ) PEMBIAYAAN TAKE OVER PADA PRODUK KPR DI BANK SYARIAH

Muhammad Rafi Ashsiddiqqy, - (2018) IMPLEMENTASI AKAD MUSYARAKAH MUTANAQISAH (MMQ) PEMBIAYAAN TAKE OVER PADA PRODUK KPR DI BANK SYARIAH. S1 thesis, Universitas Pendidikan Indonesia.

Abstract

Pembiayaan Kepemilikan Rumah (PKR) terdapat berbagai macam akad yang digunakan salah
satunya adalah Musyarakah Mutanaqisah (MMQ). Namun pembiayaan melalui akad
Musyarakah Mutanaqisah (MMQ ini memiliki beberapa kendala secara umum dalam dunia
perbankan yang dihadapi. Penelitian ini bertujuan untuk melihat bagaimana implementasi pada
akad Musyarakah Mutanaqisah (MMQ) Pembiayaan Take Over pada produk KPR apakah sesuai
dengan Fatwa DSN MUI Nomor: 73/DSN-MUI/XI/2008 tentang Musyarakah Mutanaqisah
(MMQ). Penelitian ini menggunakan metode deskriptif kuantitatif. Populasi nya adalah nasabah
KPR yang berjumlah 31 orang dengan teknik sensus. Instrumen pada penelitian ini
menggunakan kuesioner. Hasil penelitian menunjukkan implementasi pada akad Musyarakah
Mutanaqisah (MMQ) Pembiayaan Take Over pada produk KPR dalam kategori baik, meskipun
terdapat beberapa indikator berada dalam kategori cukup.
;---House Ownership Financing (PKR) there are various types of contracts used, one of which is
Musharaka Mutanaqisah (MMQ). However, financing through the Musharaka Mutanaqishah
pattern (MMQ) has some common problem in the banking world faced. This study aims to see
how the Implementation of Musharaka Mutanaqishah (MMQ) contract. Take Over financing on
KPR products is in accordance with Fatwa DSN MUI Number: 73 / DSN-MUI / XI / 2008
concerning Musyarakah Mutanaqisah (MMQ) .This study use descriptive quantitative method.
The population in this study were mortgage customers totaling 31 people with census techniques.
The instrument in this study used a questionnaire. The results showed the implementation of
Musyarakah Mutanaqisah (MMQ) agreement. Take Over financing for KPR products is in a
good category, although there are several indicators in the sufficient category

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Official URL: http://repository.upi.edu
Item Type: Thesis (S1)
Additional Information: No. Panggil : S EKI MUH i-2018; Nama Pembimbing : I. Hilda Monoarfa, II. Aneu Cakhyaneu; NIM : 1400696.
Uncontrolled Keywords: Musyarakah Mutanaqisah (MMQ), Pembiayaan Take Over, KPR Syariah, Musharaka Mutanaqisah (MMQ), Take Over Financing, Shariah Home Financing
Subjects: H Social Sciences > HB Economic Theory
H Social Sciences > HC Economic History and Conditions
Divisions: Fakultas Pendidikan Ekonomi dan Bisnis > Ilmu Ekonomi dan Keuangan Islam
Depositing User: Ryan Taufiq Qurrohman
Date Deposited: 10 Feb 2020 03:30
Last Modified: 10 Feb 2020 03:30
URI: http://repository.upi.edu/id/eprint/46076

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