Ramdan, Danny (2017) PENGARUH KUALITAS KREDIT TERHADAP PROFITABILITAS : Studi pada PT. Adira Dinamika Multi Finance, Tbk Tahun 2006-2015. S1 thesis, Universitas Pendidikan Indonesia.
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Abstract
Penelitian ini bertujuan untuk memperoleh: (1) gambaran kualitas kredit PT. Adira Dinamika Multi Finance, Tbk tahun 2006-2015, (2) gambaran profitabilitas PT. Adira Dinamika Multi Finance, Tbk tahun 2006-2015, dan (3) pengaruh kualitas kredit terhadap profitabilitas PT. Adira Dinamika Multi Finance, Tbk tahun 2006-2015. Penelitian ini menggunakan metode deskriptif dan verifikatif dengan desain penelitian time series. Dalam mengungkap pengaruh kualitas kredit terhadap profitabilitas pada PT. Adira Dinamika Multi Finance, Tbk, digunakan teknik regresi linier sederhana. Hasil penelitian yang diperoleh yaitu: (1) gambaran kualitas kredit pada PT. Adira Dinamika Multi Finance, Tbk tahun 2006-2015 secara umum cenderung meningkat, ditandai dengan rasio NPL yang meningkat dari 1,2% pada tahun 2006 hingga 1,7% pada tahun 2015; (2) gambaran profitabilitas pada PT. Adira Dinamika Multi Finance, Tbk tahun 2006-2015 secara umum cenderung menurun ditandai dengan rasio ROA yang menurun dari 15,96% pada tahun 2006 hingga berada pada tingkat 2,40% pada tahun 2015; (3) kualitas kredit menunjukkan pengaruh positif terhadap profitabilitas setelah dianalisis menggunakan uji t. Hal ini berarti, apabila kualitas kredit meningkat maka profitabilitas meningkat, sebaliknya apabila kualitas kredit menurun maka profitabilitas menurun.;---This study aims to obtain: (1) overview about loan quality at PT. Adira Dinamika Multi Finance, Tbk Year 2006-2015, (2) overview about profitability at PT. Adira Dinamika Multi Finance, Tbk Year 2006-2015, and (3) the effect of loan quality on profitability at PT. Adira Dinamika Multi Finance, Tbk Year 2006-2015. This study use descriptive and verificative methods with time series design. To reveal the effect of loan quality on profitability at PT. Adira Dinamika Multi Finance,Tbk, simple linear regression technical analysis was used. The results obtained from this study are: (1) overview about loan quality at PT. Adira Dinamika Multi Finance, Tbk Year 2006-2015 tends to increase, marked by NPL ratio that increase from 1,2% in 2006 to 1,7% in 2015; (2) overview about profitability at PT. Adira Dinamika Multi Finance, Tbk Year 2006-2015 tends to decrease, marked by ROA ratio that decrease from 15,96% in 2006 to 2,40% in 2015; (3) loan quality positively affect to profitability after tested using t-test. This means, if the loan quality increase then profitability will increase too, otherwise if the loan quality decrease then profitability will decrease, too.
| Item Type: | Thesis (S1) |
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| Additional Information: | No. Panggil : S MBS RAM p-2017; Pembimbing : I. Ahim Surachim, II. Mayasari. |
| Uncontrolled Keywords: | kualitas kredit, profitabilitas, non performing loan (NPL), return on assets (ROA), loan quality, profitability, non performing loan (NPL), return on assets (ROA). |
| Subjects: | H Social Sciences > HG Finance |
| Divisions: | Fakultas Pendidikan Ekonomi dan Bisnis > Pendidikan Manajemen Bisnis |
| Depositing User: | Mrs. Santi Santika |
| Date Deposited: | 31 Jan 2018 06:29 |
| Last Modified: | 31 Jan 2018 06:29 |
| URI: | http://repository.upi.edu/id/eprint/28876 |
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