PENGARUH INKLUSI KEUANGAN TERHADAP PERTUMBUHAN EKONOMI

Dwi Retno Utari, - (2024) PENGARUH INKLUSI KEUANGAN TERHADAP PERTUMBUHAN EKONOMI. S1 thesis, Universitas Pendidikan Indonesia.

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Abstract

Penelitian ini mendalami inklusi keuangan dan pertumbuhan ekonomi di negara-negara kawasan Asia Tengah, Asia Tenggara, dan Asia Selatan dari tahun 2013-2022. Inklusi keuangan dapat diukur melalui dimensi penetration, availability, dan usage, serta Index of Financial Inclusion (IFI). Penelitian ini juga mempertimbangkan investasi dan keterbukaan perdagangan sebagai variabel kontrol yang mempengaruhi pertumbuhan ekonomi. Pendekatan kuantitatif penelitian ini menggunakan Generalized Method of Moments (GMM). Temuan menunjukkan bahwa dimensi penetration dan usage dari inklusi keuangan berpengaruh terhadap pertumbuhan ekonomi, sementara dimensi availability tidak mempengaruhi pertumbuhan ekonomi. Selain itu, penelitian ini menemukan bahwa IFI tidak berpengaruh terhadap pertumbuhan ekonomi. Hal ini menunjukkan bahwa pengukuran inklusi keuangan melalui dimensi dapat memberikan pemahaman yang lebih komprehensif daripada hanya mengandalkan indeks komposit. Penelitian ini melakukan sensitivity analysis dengan hasil membuktikan bahwa model yang digunakan robust. This study explores financial inclusion and economic growth in Central Asia, Southeast Asia, and South Asia region countries from 2013-2022. Financial inclusion can be measured through the penetration, availability, and usage dimensions, as well as the Index of Financial Inclusion (IFI). This study also considers investment and trade openness as control variables that affect economic growth. The quantitative approach of this study uses the Generalized Method of Moments (GMM). The findings show that the penetration and usage dimensions of financial inclusion affect economic growth, while the availability dimension does not affect economic growth. In addition, this study found that IFI has no effect on economic growth. This suggests that measuring financial inclusion through dimensions can provide a more comprehensive understanding than relying solely on a composite index. This study conducted sensitivity analysis with the results proving that the model used is robust.

Item Type:	Thesis (S1)
Additional Information:	https://scholar.google.com/citations?hl=en&user=VXnLcI4AAAAJ ID SINTA Dosen Pembimbing: Kusnendi: 5993243 Siti Parhah: 5993429
Uncontrolled Keywords:	Inklusi Keuangan, Pertumbuhan Ekonomi, Asia Tengah, Asia Tenggara, Asia Selatan, GMM Financial Inclusion, Economic Growth, Central Asia, Southeast Asia, South Asia, GMM
Subjects:	H Social Sciences > HB Economic Theory H Social Sciences > HG Finance
Divisions:	Fakultas Pendidikan Ekonomi dan Bisnis > Pendidikan Ekonomi
Depositing User:	Dwi Retno Utari
Date Deposited:	11 Oct 2024 06:44
Last Modified:	11 Oct 2024 06:44
URI:	http://repository.upi.edu/id/eprint/127304

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