PERTUMBUHAN EKONOMI REGIONAL DI INDONESIA: ANALISIS PENGARUH INSTRUMEN EKONOMI ISLAM DAN FAKTOR-FAKTOR EKONOMI

    Yunita Sri Mulyani, - and Aas Nurasyiah, - and Rumaisah Azizah Al-Adawiyah, - (2025) PERTUMBUHAN EKONOMI REGIONAL DI INDONESIA: ANALISIS PENGARUH INSTRUMEN EKONOMI ISLAM DAN FAKTOR-FAKTOR EKONOMI. S1 thesis, Universitas Pendidikan Indonesia.

    Abstract

    Ketimpangan pertumbuhan ekonomi antarwilayah masih menjadi tantangan serius dalam pembangunan di Indonesia. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi pertumbuhan ekonomi regional dalam perspektif ekonomi Islam dengan menggunakan pendekatan teori pertumbuhan endogen. Variabel yang digunakan meliputi penyaluran dana Zakat, Infak, dan Sedekah (ZIS), investasi asing (FDI), pembiayaan mikro syariah, peer-to-peer (P2P) lending, dan Indeks Harga Konsumen (IHK), dengan Produk Domestik Regional Bruto (PDRB) sebagai variabel dependen. Penelitian ini menggunakan metode regresi data panel dengan pendekatan Fixed Effect Model (FEM) berdasarkan data dari 34 provinsi di Indonesia selama periode 2019–2023. Hasil penelitian menunjukkan bahwa penyaluran dana ZIS, investasi asing, P2P lending, dan IHK berpengaruh positif dan signifikan terhadap pertumbuhan ekonomi regional. Sementara itu, pembiayaan mikro syariah tidak berpengaruh terhadap pertumbuhan ekonomi regional. Temuan ini menegaskan pentingnya peran instrumen keuangan syariah dan stabilitas makroekonomi dalam mendukung pertumbuhan ekonomi yang lebih merata dan inklusif antarwilayah, serta memperkuat penerapan teori pertumbuhan endogen melalui pendekatan ekonomi Islam dalam konteks pembangunan ekonomi di Indonesia. ; Regional disparities in economic growth remain a serious challenge in Indonesia’s development. This study aims to analyze the factors that influence regional economic growth from an Islamic economic perspective using the endogenous growth theory approach. The variables used include the distribution of Zakat, Infaq, and Sadaqah (ZIS) funds, foreign direct investment (FDI), Islamic microfinance, peer-to-peer (P2P) lending, and the Consumer Price Index (CPI), with Gross Regional Domestic Product (GRDP) as the dependent variable. This research employs panel data regression using the Fixed Effect Model (FEM) based on data from 34 provinces in Indonesia over the period 2019–2023. The results show that ZIS fund distribution, foreign investment, P2P lending, and CPI have a positive and significant effect on regional economic growth. Meanwhile, Islamic microfinance does not have a significant impact. These findings highlight the importance of Islamic financial instruments and macroeconomic stability in supporting more equitable and inclusive regional economic growth, and strengthen the application of endogenous growth theory through the Islamic economic approach within the context of economic development in Indonesia.

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    Official URL: https://repository.upi.edu
    Item Type: Thesis (S1)
    Additional Information: https://scholar.google.com/citations?hl=en&user=ynkqQHAAAAAJ ID SINTA Dosen Pembimbing: Aas Nurasyiah: 5994697 Rumaisah Azizah Al-Adawiyah: 6722046
    Uncontrolled Keywords: Pertumbuhan ekonomi regional, penyaluran dana ZIS, investasi asing, pembiayaan mikro syariah, P2P lending, indeks harga konsumen. ; Regional economic growth, Islamic economics, ZIS fund distribution, foreign direct investment, Islamic microfinance, P2P lending, consumer price index.
    Subjects: B Philosophy. Psychology. Religion > BP Islam. Bahaism. Theosophy, etc
    H Social Sciences > HC Economic History and Conditions
    L Education > L Education (General)
    Divisions: Fakultas Pendidikan Ekonomi dan Bisnis > Ilmu Ekonomi dan Keuangan Islam
    Depositing User: Yunita Sri Mulyani
    Date Deposited: 08 Sep 2025 06:24
    Last Modified: 08 Sep 2025 06:24
    URI: http://repository.upi.edu/id/eprint/137967

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