Annisa Dwi Aryani, - (2024) PENGARUH LITERASI KEUANGAN DAN TINGKAT OVERUSED FINANCIAL TECHNOLOGY PAYMENT TERHADAP PERILAKU KONSUMTIF GENERASI Z DI KABUPATEN KARAWANG. S1 thesis, Universitas Pendidikan Indonesia.
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Abstract
Penelitian ini dilatarbelakangi oleh tingginya angka perilaku konsumtif pada generasi z di Kabupaten Karawang. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh literasi keuangan dan tingkat overused financial technology payment terhadap perilaku konsumtif generasi z di Kabupaten Karawang. Metode yang digunakan dalam penelitian ini adalah deskriptif verifikatif dengan pendekatan kuantitatif untuk memberikan gambaran yang mendetail dan valid tentang hubungan antar variabel. Sample penelitian sebanyak 347 responden yang diambil menggunakan metode non-probability sampling jenis purposive sampling. Dengan menggunakan rumus tabel Isaac & Michael dengan tingkat kesalahan sebesar 5%. Dengan kriteria generasi z berusia 20-24 tahun dan berdomisili di Kabupaten Karawang. Data yang diperoleh dianalisis menggunakan software SPSS 27.0 for windows untuk memastikan akurasi dan keandalan hasil uji asumsi klasik yang dilakukan mencakup uji normalitas, uji multikoliniartitas dan uji heteroskedastisitas untuk memenuhi syarat analisis regresi. Teknik analisis data yang digunakan adalah analisis korelasi, analisis regresi linear berganda, dan analisis koefisien determinasi. Uji hipotesis dilakukan dengan Uji Keberartian Regresi (Uji F) dan Uji Keberartian Koefisien Regresi (Uji t). Hasil uji statistik pada penelitian ini menyatakan bahwa literasi keuangan dan tingkat overused financial technology payment berpengaruh positif dan signifikan terhadap perilaku konsumtif. Artinya setiap peningkatan literasi keuangan dan tingkat overused financial technology payment akan mempengaruhi peningkatan perilaku konsumtif begitu pula sebaliknya. This research is motivated by the high rate of consumptive behavior in generation z in Karawang Regency. The purpose of this study was to determine the effect of financial literacy and the level of overused financial technology payments on the consumptive behavior of generation z in Kabupaten Karawang The method used in this research is descriptive verification with a quantitative approach to provide a detailed and valid description of the relationship between variables. The research sample was 347 respondents who were taken using non-probability sampling method purposive sampling type, and using Isaac & Michael table of sample. With the criteria of generation z aged 20-24 years and domiciled in Karawang Regency. The data obtained was analyzed using SPSS 27.0 for windows software to ensure the accuracy and reliability of the results of the classical assumption test carried out including normality test, multicollinearity test and heteroscedasticity test to qualify for regression analysis. The data analysis techniques used are correlation analysis, multiple linear regression analysis, and coefficient of determination analysis. Hypothesis testing is done with the Regression Significance Test (F-test) and the Regression Coefficient Significance Test (t-test). The result of the statistival test in this research are financial literacy and the level of overused financial technology payment have positive and significant effect on consumptive behaviour. This means that any increase in financial literacy and the level of overused financial technology payment will affect the increase in consumptive behaviour.
Item Type: | Thesis (S1) |
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Additional Information: | https://scholar.google.com/citations?hl=en&user=Y5q1yuQAAAAJ&authuser=1&scilu=&scisig=AJY4_hMAAAAAZvLUgHrntcaIaoBzPyaS6mWJd5o&gmla=ALUCkoXUyxMJ9f_nHzjksad5RCQtMCaEvOAiCqCH0W-ML16IoBY1r9GzcCYqnd0zQcHSko_2TFpSF9IMHE4MTYQuJyUAep-zhOQHYkbqJrE&sciund=260530061271545010 ID Sinta Dosen Pembimbing: Maya Sari: 5984857 Budhi Pamungkas Gautama: 5993835 |
Uncontrolled Keywords: | Literasi Keuangan, Tingkat Overused Financial Technology Payment, Perilaku Konsumtif, Theory Planned of Behavior, Generasi Z Financial Literacy, Level of Overused Financial Technology Payment, Consumptive Behavior, Theory of Planned Behavior, Generation Z |
Subjects: | H Social Sciences > HF Commerce H Social Sciences > HG Finance T Technology > T Technology (General) |
Divisions: | Fakultas Pendidikan Ekonomi dan Bisnis > Manajemen (non kependidikan) |
Depositing User: | Annisa Dwi Aryani |
Date Deposited: | 26 Sep 2024 03:11 |
Last Modified: | 26 Sep 2024 03:11 |
URI: | http://repository.upi.edu/id/eprint/126204 |
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