Friti Anifa, - (2023) ANALISIS KESEHATAN BANK DENGAN METODE RGEC (RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNING, AND CAPITAL) PADA PT BANK ALADIN SYARIAH TBK. S1 thesis, Universitas Pendidikan Indonesia.
Abstract
Penelitian ini bertujuan untuk mengetahui tingkat kesehatan bank PT Bank Aladin Syariah Tbk sebelum dan sesudah digitalisasi jika dilihat dari aspek risk profile, good corporate governance, earning, dan capital. Penelitian ini menggunakan multimethod dengan menggunakan data laporan keuangan dan laporan pelaksanaan GCG PT Bank Aladin Syariah Tbk tahun 2019-2022. Pengujian hipotesis menggunakan uji beda dengan uji Paired Sample T-Test dan uji Wilcoxon Signed Rank Test dengan bantuan software SPSS 25. Hasil penelitian ini menunjukkan bahwa tidak terdapat perbedaan yang signifikan pada tingkat kesehatan PT Bank Aladin Syariah Tbk sebelum dan sesudah digitalisasi berdasarkan risk profile dengan melihat rasio NPF dan FDR, serta berdasarkan good corporate governance. Kemudian, terdapat perbedaan yang signifikan pada tingkat kesehatan PT Bank Aladin Syariah Tbk sebelum dan sesudah digitalisasi berdasarkan earning dengan melihat rasio NOM, ROA, ROE, dan BOPO, serta berdasarkan capital dengan melihat rasio CAR. This research aims to determine the level of health of PT Bank Aladin Syariah Tbk before and after digitalization, as viewed from the aspects of risk profile, good corporate governance, earnings, and capital. This research uses multimethod using financial report data and PT Bank Aladin Syariah Tbk GCG implementation reports for 2019-2022. Hypothesis testing was conducted using difference tests, including the Paired Sample T-Test and the Wilcoxon Signed Rank Test, with the assistance of SPSS 25 software. The results of this study indicate that there is no significant difference in the health level of PT Bank Aladin Syariah Tbk before and after digitalization based on risk profile, as seen from the NPF and ratios, as well as based on good corporate governance. However, there is a significant difference in the health level of PT Bank Aladin Syariah Tbk before and after digitalization based on earnings, as observed from the NOM, ROA, ROE, and BOPO ratios, as well as based on capital, as seen from the CAR ratio.
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S_PEA_1804966_Chapter1.pdf Download (287kB) |
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| Item Type: | Thesis (S1) |
|---|---|
| Additional Information: | https://scholar.google.com/citations?user=3vPcGVwAAAAJ&hl=id&authuser=1 ID SINTA Dosen Pembimbing: Ida Farida Adi Prawira: 6027190 |
| Uncontrolled Keywords: | Risk profile; good corporate governance; earning; capital Risk profile; good corporate governance; earning; capital |
| Subjects: | B Philosophy. Psychology. Religion > BP Islam. Bahaism. Theosophy, etc H Social Sciences > HF Commerce > HF5601 Accounting L Education > L Education (General) |
| Divisions: | Fakultas Pendidikan Ekonomi dan Bisnis > Akuntansi (non kependidikan) |
| Depositing User: | Friti Anifa |
| Date Deposited: | 23 Oct 2023 09:58 |
| Last Modified: | 23 Oct 2023 09:58 |
| URI: | http://repository.upi.edu/id/eprint/111625 |
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