OPOKU NKANSAH, - and VANESSA GAFFAR, - and TONI HERYANA, - and ALFIRA SOFIA, - (2025) INTERACTIVITY OF INNOVATION STRATEGY, PROGRAM IMPLEMENTATION AND FINANCIAL SUSTAINABILITY IN ACHIEVING MICRO, SMALL AND MEDIUM ENTERPRISES RESILIENCE IN GHANA: The Mediating Role of Enterprise Risk Management. S3 thesis, Universitas Pendidikan Indonesia.