<> <http://www.w3.org/2000/01/rdf-schema#comment> "The repository administrator has not yet configured an RDF license."^^<http://www.w3.org/2001/XMLSchema#string> .
<> <http://xmlns.com/foaf/0.1/primaryTopic> <http://repository.upi.edu/id/eprint/142291> .
<http://repository.upi.edu/id/eprint/142291> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Thesis> .
<http://repository.upi.edu/id/eprint/142291> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Article> .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/dc/terms/title> "PENGARUH EFISIENSI BANK DAN INFLASI TERHADAP FINANCIAL DISTRESS PADA SEKTOR PERBANKAN DI INDONESIA"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/ontology/bibo/abstract> "Penelitian ini bertujuan menganalisis pengaruh efisiensi bank yang diukur dengan rasio Biaya Operasional terhadap Pendapatan Operasional (BOPO) dan inflasi terhadap financial distress pada perbankan di Indonesia. Financial distress diukur menggunakan Altman Z-Score modifikasi, dengan sampel bank konvensional yang terdaftar di Indonesia selama periode penelitian. Analisis menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa Efisiensi bank yang diukur dengan rasio BOPO berpengaruh negatif terhadap Financial Distress.. Sebaliknya, inflasi berpengaruh positif terhadap financial distress dengan menekan daya beli dan meningkatkan risiko kredit. Uji simultan menunjukkan efisiensi bank dan inflasi secara bersama-sama berpengaruh terhadap financial distress. Temuan ini menggarisbawahi pentingnya manajemen efisiensi, inovasi, dan mitigasi risiko makroekonomi untuk menjaga stabilitas sektor perbankan\r\n\r\nThis study aims to analyze the influence of bank efficiency as measured by the ratio of Operating Costs to Operating Income (BOPO) and inflation to financial distress in banks in Indonesia. Financial distress was measured using a modified Altman Z-Score, with a sample of conventional banks registered in Indonesia during the study period. The analysis uses multiple linear regression. The results of the study show that bank efficiency as measured by the BOPO ratio has a negative effect on Financial Distress. On the other hand, inflation has a positive effect on financial distress by suppressing purchasing power and increasing credit risk. Simultaneous tests show that bank efficiency and inflation together affect financial distress. These findings underscore the importance of efficiency management, innovation, and macroeconomic risk mitigation to maintain the stability of the banking sector."^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/dc/terms/date> "2025-08-26" .
<http://repository.upi.edu/id/document/2500783> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Document> .
<http://repository.upi.edu/id/document/2500049> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Document> .
<http://repository.upi.edu/id/document/2500784> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Document> .
<http://repository.upi.edu/id/document/2500052> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Document> .
<http://repository.upi.edu/id/document/2500055> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Document> .
<http://repository.upi.edu/id/document/2500054> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Document> .
<http://repository.upi.edu/id/document/2500047> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Document> .
<http://repository.upi.edu/id/org/ext-a9c2eb0511b02850a1b786cbd18c66dd> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://xmlns.com/foaf/0.1/Organization> .
<http://repository.upi.edu/id/org/ext-a9c2eb0511b02850a1b786cbd18c66dd> <http://xmlns.com/foaf/0.1/name> "Universitas Pendidikan Indonesia"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/dc/terms/issuer> <http://repository.upi.edu/id/org/ext-a9c2eb0511b02850a1b786cbd18c66dd> .
<http://repository.upi.edu/id/org/ext-889d91ecd6db932b42d699b82bf6fc02> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://xmlns.com/foaf/0.1/Organization> .
<http://repository.upi.edu/id/org/ext-889d91ecd6db932b42d699b82bf6fc02> <http://xmlns.com/foaf/0.1/name> "KODEPRODI62201#Akuntansi_S1, Universitas Pendidikan Indonesia"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/org/ext-889d91ecd6db932b42d699b82bf6fc02> <http://purl.org/dc/terms/isPartOf> <http://repository.upi.edu/id/org/ext-a9c2eb0511b02850a1b786cbd18c66dd> .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/dc/terms/issuer> <http://repository.upi.edu/id/org/ext-889d91ecd6db932b42d699b82bf6fc02> .
<http://repository.upi.edu/id/org/ext-a9c2eb0511b02850a1b786cbd18c66dd> <http://purl.org/dc/terms/hasPart> <http://repository.upi.edu/id/org/ext-889d91ecd6db932b42d699b82bf6fc02> .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/ontology/bibo/status> <http://purl.org/ontology/bibo/status/published> .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/dc/terms/creator> <http://repository.upi.edu/id/person/ext-agnes.ratusagitha@upi.edu> .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/ontology/bibo/authorList> <http://repository.upi.edu/id/eprint/142291#authors> .
<http://repository.upi.edu/id/eprint/142291#authors> <http://www.w3.org/1999/02/22-rdf-syntax-ns#_1> <http://repository.upi.edu/id/person/ext-agnes.ratusagitha@upi.edu> .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/dc/terms/creator> <http://repository.upi.edu/id/person/ext-elis.mediawati@upi.edu> .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/ontology/bibo/authorList> <http://repository.upi.edu/id/eprint/142291#authors> .
<http://repository.upi.edu/id/eprint/142291#authors> <http://www.w3.org/1999/02/22-rdf-syntax-ns#_2> <http://repository.upi.edu/id/person/ext-elis.mediawati@upi.edu> .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/dc/terms/creator> <http://repository.upi.edu/id/person/ext-toni.heryana@upi.edu> .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/ontology/bibo/authorList> <http://repository.upi.edu/id/eprint/142291#authors> .
<http://repository.upi.edu/id/eprint/142291#authors> <http://www.w3.org/1999/02/22-rdf-syntax-ns#_3> <http://repository.upi.edu/id/person/ext-toni.heryana@upi.edu> .
<http://repository.upi.edu/id/eprint/142291> <http://www.loc.gov/loc.terms/relators/THS> <http://repository.upi.edu/id/person/ext-elis.mediawati@upi.edu> .
<http://repository.upi.edu/id/eprint/142291> <http://www.loc.gov/loc.terms/relators/THS> <http://repository.upi.edu/id/person/ext-toni.heryana@upi.edu> .
<http://repository.upi.edu/id/person/ext-elis.mediawati@upi.edu> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://xmlns.com/foaf/0.1/Person> .
<http://repository.upi.edu/id/person/ext-elis.mediawati@upi.edu> <http://xmlns.com/foaf/0.1/givenName> "-"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/person/ext-elis.mediawati@upi.edu> <http://xmlns.com/foaf/0.1/familyName> "Elis Mediawati"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/person/ext-elis.mediawati@upi.edu> <http://xmlns.com/foaf/0.1/name> "- Elis Mediawati"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/person/ext-toni.heryana@upi.edu> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://xmlns.com/foaf/0.1/Person> .
<http://repository.upi.edu/id/person/ext-toni.heryana@upi.edu> <http://xmlns.com/foaf/0.1/givenName> "-"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/person/ext-toni.heryana@upi.edu> <http://xmlns.com/foaf/0.1/familyName> "Toni Heryana"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/person/ext-toni.heryana@upi.edu> <http://xmlns.com/foaf/0.1/name> "- Toni Heryana"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/person/ext-agnes.ratusagitha@upi.edu> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://xmlns.com/foaf/0.1/Person> .
<http://repository.upi.edu/id/person/ext-agnes.ratusagitha@upi.edu> <http://xmlns.com/foaf/0.1/givenName> "-"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/person/ext-agnes.ratusagitha@upi.edu> <http://xmlns.com/foaf/0.1/familyName> "Agnes Ratu Sagitha Gendani"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/person/ext-agnes.ratusagitha@upi.edu> <http://xmlns.com/foaf/0.1/name> "- Agnes Ratu Sagitha Gendani"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/eprint/142291> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/EPrint> .
<http://repository.upi.edu/id/eprint/142291> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/ThesisEPrint> .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/dc/terms/isPartOf> <http://repository.upi.edu/id/repository> .
<http://repository.upi.edu/id/eprint/142291> <http://eprints.org/ontology/hasDocument> <http://repository.upi.edu/id/document/2500047> .
<http://repository.upi.edu/id/document/2500047> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://repository.upi.edu/id/document/2500047> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH EFISIENSI BANK DAN INFLASI TERHADAP FINANCIAL DISTRESS PADA SEKTOR PERBANKAN DI INDONESIA (Text)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/eprint/142291> <http://eprints.org/ontology/hasDocument> <http://repository.upi.edu/id/document/2500049> .
<http://repository.upi.edu/id/document/2500049> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://repository.upi.edu/id/document/2500049> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH EFISIENSI BANK DAN INFLASI TERHADAP FINANCIAL DISTRESS PADA SEKTOR PERBANKAN DI INDONESIA (Text)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/document/2500049> <http://eprints.org/ontology/hasFile> <http://repository.upi.edu/142291/3/S_PEA_2101626_Chapter1.pdf> .
<http://repository.upi.edu/id/document/2500049> <http://purl.org/dc/terms/hasPart> <http://repository.upi.edu/142291/3/S_PEA_2101626_Chapter1.pdf> .
<http://repository.upi.edu/142291/3/S_PEA_2101626_Chapter1.pdf> <http://www.w3.org/2000/01/rdf-schema#label> "S_PEA_2101626_Chapter1.pdf"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/eprint/142291> <http://eprints.org/ontology/hasDocument> <http://repository.upi.edu/id/document/2500052> .
<http://repository.upi.edu/id/document/2500052> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://repository.upi.edu/id/document/2500052> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH EFISIENSI BANK DAN INFLASI TERHADAP FINANCIAL DISTRESS PADA SEKTOR PERBANKAN DI INDONESIA (Text)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/document/2500052> <http://eprints.org/ontology/hasFile> <http://repository.upi.edu/142291/4/S_PEA_2101626_Chapter3.pdf> .
<http://repository.upi.edu/id/document/2500052> <http://purl.org/dc/terms/hasPart> <http://repository.upi.edu/142291/4/S_PEA_2101626_Chapter3.pdf> .
<http://repository.upi.edu/142291/4/S_PEA_2101626_Chapter3.pdf> <http://www.w3.org/2000/01/rdf-schema#label> "S_PEA_2101626_Chapter3.pdf"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/eprint/142291> <http://eprints.org/ontology/hasDocument> <http://repository.upi.edu/id/document/2500054> .
<http://repository.upi.edu/id/document/2500054> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://repository.upi.edu/id/document/2500054> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH EFISIENSI BANK DAN INFLASI TERHADAP FINANCIAL DISTRESS PADA SEKTOR PERBANKAN DI INDONESIA (Text)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/document/2500054> <http://eprints.org/ontology/hasFile> <http://repository.upi.edu/142291/5/S_PEA_2101626_Chapter5.pdf> .
<http://repository.upi.edu/id/document/2500054> <http://purl.org/dc/terms/hasPart> <http://repository.upi.edu/142291/5/S_PEA_2101626_Chapter5.pdf> .
<http://repository.upi.edu/142291/5/S_PEA_2101626_Chapter5.pdf> <http://www.w3.org/2000/01/rdf-schema#label> "S_PEA_2101626_Chapter5.pdf"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/eprint/142291> <http://eprints.org/ontology/hasDocument> <http://repository.upi.edu/id/document/2500055> .
<http://repository.upi.edu/id/document/2500055> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://repository.upi.edu/id/document/2500055> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH EFISIENSI BANK DAN INFLASI TERHADAP FINANCIAL DISTRESS PADA SEKTOR PERBANKAN DI INDONESIA (Text)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/eprint/142291> <http://eprints.org/ontology/hasDocument> <http://repository.upi.edu/id/document/2500783> .
<http://repository.upi.edu/id/document/2500783> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://repository.upi.edu/id/document/2500783> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH EFISIENSI BANK DAN INFLASI TERHADAP FINANCIAL DISTRESS PADA SEKTOR PERBANKAN DI INDONESIA (Text)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/document/2500783> <http://eprints.org/ontology/hasFile> <http://repository.upi.edu/142291/7/S_PEA_2101626_Title.pdf> .
<http://repository.upi.edu/id/document/2500783> <http://purl.org/dc/terms/hasPart> <http://repository.upi.edu/142291/7/S_PEA_2101626_Title.pdf> .
<http://repository.upi.edu/142291/7/S_PEA_2101626_Title.pdf> <http://www.w3.org/2000/01/rdf-schema#label> "S_PEA_2101626_Title.pdf"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/eprint/142291> <http://eprints.org/ontology/hasDocument> <http://repository.upi.edu/id/document/2500784> .
<http://repository.upi.edu/id/document/2500784> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://repository.upi.edu/id/document/2500784> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH EFISIENSI BANK DAN INFLASI TERHADAP FINANCIAL DISTRESS PADA SEKTOR PERBANKAN DI INDONESIA (Text)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://repository.upi.edu/id/eprint/142291> <http://www.w3.org/2000/01/rdf-schema#seeAlso> <http://repository.upi.edu/142291/> .
<http://repository.upi.edu/142291/> <http://purl.org/dc/elements/1.1/title> "HTML Summary of #142291 \n\nPENGARUH EFISIENSI BANK DAN INFLASI TERHADAP FINANCIAL DISTRESS PADA SEKTOR PERBANKAN DI INDONESIA\n\n" .
<http://repository.upi.edu/142291/> <http://purl.org/dc/elements/1.1/format> "text/html" .
<http://repository.upi.edu/142291/> <http://xmlns.com/foaf/0.1/primaryTopic> <http://repository.upi.edu/id/eprint/142291> .
<http://repository.upi.edu/id/subject/HB> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://www.w3.org/2004/02/skos/core#Concept> .
<http://repository.upi.edu/id/subject/HB> <http://www.w3.org/2004/02/skos/core#prefLabel> "HB Economic Theory"@en .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/dc/terms/subject> <http://repository.upi.edu/id/subject/HB> .
<http://repository.upi.edu/id/subject/HG> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://www.w3.org/2004/02/skos/core#Concept> .
<http://repository.upi.edu/id/subject/HG> <http://www.w3.org/2004/02/skos/core#prefLabel> "HG Finance"@en .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/dc/terms/subject> <http://repository.upi.edu/id/subject/HG> .
<http://repository.upi.edu/id/subject/HJ> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://www.w3.org/2004/02/skos/core#Concept> .
<http://repository.upi.edu/id/subject/HJ> <http://www.w3.org/2004/02/skos/core#prefLabel> "HJ Public Finance"@en .
<http://repository.upi.edu/id/eprint/142291> <http://purl.org/dc/terms/subject> <http://repository.upi.edu/id/subject/HJ> .