Ira Kartikasari, - (2015) PENGARUH KECUKUPAN MODAL, LIKUIDITAS, DAN EFISIENSI OPERASIONAL TERHADAP PROFITABILITAS: Studi Kasus Pada BPR Konvensional di Kota Bandung dan Cimahi Periode Desember 2013. S1 thesis, Universitas Pendidikan Indonesia.
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Abstract
Penelitian ini bertujuan untuk menguji pengaruh Kecukupan Modal (CAR), Likuiditas (LDR), dan Efisiensi Operasional (BOPO), terhadap Profitabilitas (ROA). Variabel yang digunakan dalam penelitian ini yaitu, Kecukupan Modal (X1), Likuiditas (X2), Efisiensi Operasional (X3), dan Profitabilitas (Y) Penelitian ini dihitung dengan menggunakan indikator Capital of Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Beban Operasional Biaya Operasional (BOPO) dan Return on Asset (ROA) dengan metode purposive sampling, berupa laporan perhitungan rasio keuangan BPR Konvensional yang sudah teraudit. Sampel yang diperoleh sebanyak 37 sampel BPR, periode Desember 2013 pada BPR Konvensional di Kota Bandung dan Cimahi. Pengujian hipotesis dilakukan dengan menggunakan analisis regresi linier berganda pada SPSS 20 for Windows. Dari hasil pengujian statistik tersebut menunjukkan bahwa terdapat pengaruh antara kecukupan modal (CAR), likuiditas (LDR), dan Efisiensi Operasional (BOPO) terhadap profitabilitas (ROA) pada BPR Konvensional di Kota Bandung dan Cimahi, dimana koefisien determinasi dari besarnya pengaruh variabel independen terhadap variabel dependen cukup kuat karena mendekati 1. Dalam pengujian hipotesis, sebuah hipotesis diterima atau tidak ditunjukkan oleh 2 variabel, yaitu H0 dan Ha, dimana H0 menunjukkan bahwa hipotesis ditolak sedangkan Ha menunjukkan hipotesis diterima. Hipotesis yang digunakan dalam penelitian ini adalah kecukupan modal (CAR) dan Likuiditas (LDR) berpengaruh positif dan signifikan terhadap profitabilitas (ROA), sedangkan hasil menunjukkan Kecukupan Modal (CAR) dan Likuiditas (LDR) berpengaruh positif dan tidak signifikan terhadap Profitabilitas (ROA) sedangkan Efisiensi Operasional berpengaruh negatif dan signifikan terhadap Profitabilitas. Kata Kunci: Capital Adequacy Ratio, Loan to Deposit Ratio, BOPO, Return on Asset, Kecukupan Modal, Likuiditas, Efisiensi Operasional, Profitabilitas This research aimed to examine the relation between Capital of Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) and Operational Efficiency (BOPO) to profitability ratio (ROA). Variables used in this research are working capital (X_1), liquidity (X_2), operational efficiency (X_3) and profitability (Y). Capital of Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Operational Efficiency (BOPO) to Return on Asset (ROA) are the main indicator to be calculated and analyzed in this research whilst the data collection was done using purposive sampling method. The amount of sample obtained was 37 audited financial statements, in the period of December 2013 around Bandung and Cimahi region. The hypothesis testing in this research was done using multiple linear regression analysis on SPSS 20 for Windows. The statistical result shows that working capital (CAR), liquidity (LDR) and Operational Efficiency (BOPO) have direct impact on profitability (ROA) in BPR Konvensional at Bandung and Cimahi region. The impact is shown by the determination coefficient number which is approaching 1, indicating strong influence independent variables have toward dependent variables. During the hypothesis testing, the acceptance or rejection of a hypothesis is indicated by two variables, H0 and Ha. H0 means the hypothesis is rejected or contradicted the result while Ha means the hypothesis is accepted. The hypothesis used in this research is ‘working capital (CAR) and Loan to Deposit Ratio (LDR) have significant and positive impact on profitability (ROA)’ however, the statistical result shows working capital (CAR) and Loan to Deposit Ratio (LDR) have positive but not significant impact on profitability (ROA) while Operational Efficiency (BOPO) has negative but significant impact on profitability (ROA). Key Words: Capital Adequacy Ratio, Loan to Deposit Ratio, BOPO, Return on Asset, Capital, Liquidity, Profitability
| Item Type: | Thesis (S1) |
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| Additional Information: | No Panggil: S PEA IRA p-2018; Pembimbing: I. Budi S. Purnomo; Nim: 0808431 |
| Uncontrolled Keywords: | Capital Adequacy Ratio, Loan to Deposit Ratio, BOPO, Return on Asset, Kecukupan Modal, Likuiditas, Efisiensi Operasional, Profitabilitas |
| Subjects: | H Social Sciences > HC Economic History and Conditions L Education > L Education (General) |
| Divisions: | Fakultas Pendidikan Ekonomi dan Bisnis > Pendidikan Akuntansi |
| Depositing User: | Mrs. Santi Santika |
| Date Deposited: | 04 Sep 2019 04:29 |
| Last Modified: | 04 Sep 2019 04:29 |
| URI: | http://repository.upi.edu/id/eprint/38565 |
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