PENGARUH FINANCIAL ATTITUDE DAN FINANCIAL BEHAVIOR TERHADAP FINANCIAL WELL-BEING: Survei pada Generasi Milenial di Jawa Barat

Diva Amanda Putri, - and Imas Purnamasari, - and Sulastri, - (2025) PENGARUH FINANCIAL ATTITUDE DAN FINANCIAL BEHAVIOR TERHADAP FINANCIAL WELL-BEING: Survei pada Generasi Milenial di Jawa Barat. S1 thesis, Universitas Pendidikan Indonesia.

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh financial attitude dan financial behavior, terhadap financial well-being pada generasi milenial di Jawa Barat. Metode penelitian yang digunakan dalam penelitian ini adalah metode deskriptif dan metode verifikatif dengan unit analisis yakni generasi milenial di Jawa Barat dengan jumlah populasi 12,6 juta jiwa dan sampel diperoleh sebanyak 400 responden menggunakan purposive sampling. Data diolah dengan menggunakan metode regresi linear berganda. Hasil penelitian menunjukkan bahwa financial attitude dan fiancial behavior berpengaruh signifikan dan positif terhadap financial well-being. Implikasi dari penelitian ini adalah bahwa peningkatan sikap keuangan dan perilaku mengelola keuangan yang positif mendukung penguatan kesejahteraan finansial individu. Selain itu, hasil penelitian ini juga dapat menjadi dasar bagi lembaga pendidikan dan industri keuangan untuk mengembangkan program edukasi dan layanan yang mendukung penguatan terkait sikap keuangan dan perilaku keuangan yang lebih positif. Dengan memahami dinamika tersebut, generasi milenial khsuusnya di Jawa Barat dapat meningkatkan kesejahteraan finansialnya. This study aims to analyze the influence of financial attitude and financial behavior on financial well-being among millennials in West Java. The research methods used in this study are descriptive and verifiable methods, with the unit of analysis being the millennial generation in West Java, with a population of 12.6 million people. A sample of 400 respondents was obtained using purposive. Data were analyzed using multiple linear regression. The results of the study indicate that financial attitude and financial behavior have a significant and positive influence on financial well-being. The implications of this study are that improving positive financial attitudes and financial management behaviors support the strengthening of individual financial well-being. Additionally, the results of this study can serve as a basis for educational institutions and the financial industry to develop educational programs and services that support the strengthening of positive financial attitudes and behaviors. By understanding these dynamics, the millennial generation, particularly in West Java, can improve their financial well-being.

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Item Type:	Thesis (S1)
Additional Information:	https://scholar.google.com/citations?view_op=new_profile&hl=en&authuser=1 SINTA ID Dosen Pembimbing Imas Purnamasari: 5995993 Sulastri: 6067962
Uncontrolled Keywords:	Financial Attitude, Finanacial Behavior, Financial Well-Being
Subjects:	H Social Sciences > HG Finance H Social Sciences > HJ Public Finance H Social Sciences > HN Social history and conditions. Social problems. Social reform L Education > L Education (General)
Divisions:	Fakultas Pendidikan Ekonomi dan Bisnis > Pendidikan Bisnis
Depositing User:	Diva Amanda Putri
Date Deposited:	05 Nov 2025 06:46
Last Modified:	05 Nov 2025 06:46
URI:	http://repository.upi.edu/id/eprint/144827

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