PENGARUH KREDIT HIJAU TERHADAP PROFITABILITAS PERBANKAN YANG TERDAFTAR BEI PERIODE 2019 - 2024

    Okkeu Astika Oktaviani, - and Maya Sari, - and Netti Siska Nurhayati, - (2025) PENGARUH KREDIT HIJAU TERHADAP PROFITABILITAS PERBANKAN YANG TERDAFTAR BEI PERIODE 2019 - 2024. S1 thesis, Universitas Pendidikan Indonesia.

    Abstract

    Okkeu Astika Oktaviani (2103393) “PENGARUH KREDIT HIJAU TERHADAP PROFITABILITAS PERBANKAN YANG TERDAFTAR BEI PERIODE 2019 – 2024” dibawah bimbingan Dr. Maya Sari, S.E, M.M dan Netti Siska Nurhayati, S.E., M.M. Tujuan penelitian ini untuk menganalisis dan mengetahui pengaruh kredit hijau yang diukur menggunakan Green Credit Ratio (GCR) terhadap profitabilitas yang diukur menggunakan Return on Equity (ROE) pada perbankan yang terdaftar di Bursa Efek Indonesia pada periode 2019-2024. Metode yang digunakan dalam penelitian ini adalah deskriptif dan verifikatif dengan pendekatan kuantitatif yang memberikan gambaran terperinci hubungan antar variabel. Populasi penelitian ini terdiri dari 46 perbankan yang terdaftar di Bursa Efek Indonesia dalam periode waktu yang ditentukan, dengan jumlah sampel sebanyak 16 bank yang diambil menggunakan metode purposive sampling. Data yang diperoleh dianalisis menggunakan software Eviews 12. Uji asumsi klasik yang dilakukan mencakup Uji Linearitas, Uji Heteroskedastisitas, dan Uji Autokorelasi untuk memenuhi syarat analisis regresi. Teknik analisis data yang digunakan adalah Random Effect Model (REM) berdasarkan Uji Chow dan Uji Hausman. Uji hipotesis dilakukan dengan Uji Keberartian Regresi (Uji F), Uji Keberartian Koefisien Regresi (Uji t). Berdasarkan hasil analisis regresi data panel dengan metode Random Effect Model, hasil menunjukkan bahwa kredit hijau berpengaruh terhadap profitabilitas. Peningkatan penyaluran kredit hijau pada industri perbankan di Indonesia terbukti mampu memberikan kontribusi positif terhadap peningkatan kinerja profitabilitas bank. Kata Kunci : Green Banking, Kredit hijau, Kesehatan Perbankan, Profitabilitas, Keuangan Berkelanjutan Okkeu Astika Oktaviani (2103393) “THE EFFECT OF GREEN CREDIT ON THE PROFITABILITY OF BANKS LISTED ON THE INDONESIAN STOCK EXCHANGE FOR THE PERIOD 2019–2024” under the supervision of Dr. Maya Sari, S.E. M.M and Netti Siska Nurhayati, S.E., M.M. The purpose of this study is to analyze and determine the effect of kredit hijau, measured using the Green Credit Ratio (GCR), on profitability, measured using Return on Equity (ROE), in banks listed on the Indonesia Stock Exchange during the period 2019–2024. The methods used in this study are descriptive and verifiable with a quantitative approach that provides a detailed description of the relationship between variables. The population of this study consists of 46 banks listed on the Indonesia Stock Exchange during the specified period, with a sample size of 16 banks selected using purposive sampling. The data obtained were analyzed using the Eviews 12 application. The classical assumption tests conducted included the Linearity Test, Heteroscedasticity Test, and Autocorrelation Test to meet the requirements for regression analysis. The data analysis technique used was the Random Effect Model (REM) based on the Chow Test and Hausman Test. Hypothesis testing was conducted using the Regression Significance Test (F-test), and Regression Coefficient Significance Test (t-test). Based on the results of the panel data regression analysis using the Random Effect Model method, the results indicate that kredit hijau has an impact on profitability. The increase in kredit hijau disbursement in the banking industry in Indonesia has proven to contribute positively to the improvement of bank profitability performance. Keywords: Green Banking, Green Credit, Banking Health, Profitability, Sustainable Finance

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    Official URL: https://repository.upi.edu
    Item Type: Thesis (S1)
    Additional Information: ID SINTA Dosen Pembimbing: Maya Sari: 5984857 Netti Siska Nurhayati: 5994146
    Uncontrolled Keywords: Pengaruh Kredit Hijau Terhadap Profitabilitas Perbankan yang Terdaftar BEI Periode 2019-2024 The Effect of Green Credit on The Profitability of Banks Listed on the Indonesian Stock Exchange for the Period 2019-2024
    Subjects: H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
    H Social Sciences > HG Finance
    L Education > L Education (General)
    Divisions: Fakultas Pendidikan Ekonomi dan Bisnis > Manajemen (non kependidikan)
    Depositing User: OKKEU ASTIKA OKTAVIANI
    Date Deposited: 07 Oct 2025 10:52
    Last Modified: 07 Oct 2025 10:52
    URI: http://repository.upi.edu/id/eprint/142443

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