KEPUTUSAN INVESTASI SAHAM SYARIAH DI KALANGAN GENERASI Z MUSLIM DKI JAKARTA

Mochamad Rizki Oktavian Akbar, - and A. Jajang W. Mahri, - and Suci Aprilliani Utami, - (2025) KEPUTUSAN INVESTASI SAHAM SYARIAH DI KALANGAN GENERASI Z MUSLIM DKI JAKARTA. S1 thesis, Universitas Pendidikan Indonesia.

Abstract

Meningkatnya partisipasi Generasi Z Muslim dalam pasar modal syariah menunjukkan adanya minat yang semakin besar terhadap investasi berbasis prinsip Islam. Namun, di balik tren tersebut, masih muncul pertanyaan mengenai sejauh mana literasi keuangan syariah, toleransi terhadap risiko, serta efikasi keuangan berperan dalam memengaruhi keputusan investasi. Menanggapi fenomena tersebut, penelitian ini bertujuan untuk memberikan gambaran tingkat literasi keuangan islam, toleransi risiko, efikasi keuangan dan keputusan investasi. Selain itu penelitian ini juga menganalisis pengaruh literasi keuangan islam, toleransi risiko dan efikasi keuangan terhadap keputusan investasi saham syariah yang dilakukan melalui pendekatan kuantitatif dengan desain kausalitas serta dilengkapi analisis deskriptif untuk mendalami karakteristik data. Pemodelan hubungan antar variabel dianalisis dengan metode Partial Least Squares-Structural Equation Modeling (PLS-SEM) melalui bantuan perangkat lunak SmartPLS3. Data diperoleh dari 171 responden generasi z muslim di DKI Jakarta dengan hasil deskriptif pada literasi keuangan islam, toleransi risiko menunjukkan tingkat yang tinggi, sedangkan efikasi keuangan menunjukkan tingkat yang sangat tinggi. Sementara itu, hasil kausalitas mengungkapkan bahwa literasi keuangan islam, toleransi risiko dan efikasi keuangan baik secara mandiri atau bersama-sama memiliki pengaruh positif dan signifikan terhadap keputusan investasi saham syariah di kalangan generasi Z muslim di DKI Jakarta. Temuan ini dapat menjadi acuan bagi OJK, BEI, dan lembaga keuangan syariah untuk merancang strategi edukasi yang lebih sistematis, mencakup pemahaman praktis investasi syariah, Daftar Efek Syariah, dan prinsip-prinsip pasar modal syariah. The increasing participation of Muslim Generation Z in the Islamic capital market reflects a growing interest in investments that align with Islamic principles. Amid this trend, questions arise regarding the extent to which Islamic financial literacy, risk tolerance, and financial self-efficacy influence investment decisions. In response to this phenomenon, this study aims to provide an overview of the levels of Islamic financial literacy, risk tolerance, financial self-efficacy, and investment decision-making. Furthermore, it analyzes the influence of Islamic financial literacy, risk tolerance, and financial self-efficacy on Islamic stock investment decisions through a quantitative approach with a causal research design, complemented by descriptive analysis to explore the characteristics of the data. The relationships among variables were examined using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method with the aid of SmartPLS 3 software. Data were collected from 171 Muslim Generation Z respondents in DKI Jakarta. The descriptive results indicate that the levels of Islamic financial literacy and risk tolerance are high, while the level of financial self-efficacy is very high. Meanwhile, the causal analysis reveals that Islamic financial literacy, risk tolerance, and financial self-efficacy both individually and collectively have a positive and significant influence on Islamic stock investment decisions among Muslim Generation Z in DKI Jakarta. These findings may serve as a reference for the Financial Services Authority (OJK), the Indonesia Stock Exchange (IDX), and Islamic financial institutions in designing more systematic educational strategies, covering practical understanding of Islamic investment, the Sharia Securities List, and the principles of the Islamic capital market

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Item Type:	Thesis (S1)
Additional Information:	https://scholar.google.com/citations?hl=en&user=02jAQaAAAAAJ ID SINTA Dosen Pembimbing: A Jajang W Mahri: 5993287 Suci Aprilliani Utami: 6006385
Uncontrolled Keywords:	Efikasi Keuangan, Generasi Z muslim, Literasi Keuangan Islam, Toleransi Risiko, Saham Syariah. Financial Self-Efficacy, Muslim Generation Z, Islamic Financial Literacy, Risk Tolerance, Islamic Stocks.
Subjects:	H Social Sciences > HB Economic Theory H Social Sciences > HG Finance L Education > L Education (General)
Divisions:	Fakultas Pendidikan Ekonomi dan Bisnis > Ilmu Ekonomi dan Keuangan Islam
Depositing User:	Rizki - Mochamad Rizki Oktavian Akbar
Date Deposited:	13 Sep 2025 13:51
Last Modified:	13 Sep 2025 13:51
URI:	http://repository.upi.edu/id/eprint/138974

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