Nasihah Fauzia, - (2024) PENGARUH PENERAPAN MANAJEMEN RISIKO DAN GOOD CORPORATE GOVERNANCE MELALUI TRANSFORMASI DIGITAL SEBAGAI VARIABEL INTERVENING TERHADAP KINERJA PERBANKAN: Studi Kasus Pada Perbankan yang Terdaftar di Bursa Efek Indonesia Periode 2023. S2 thesis, Universitas Pendidikan Indonesia.
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Abstract
Aspek manajemen risiko serta good corporate governance (GCG) merupakan salah satu hal yang perlu diketahui oleh perusahaan terutama pada saat percepatan digitalisasi/ transformasi digital sekarang ini untuk menjaga kinerja perbankan. Penelitian ini bertujuan untuk mengetahui pengaruh penerapan manajemen risiko dan good corporate governance (GCG) melalui transformasi digital sebagai variabel intervening terhadap kinerja perbankan. Metode penelitian yang digunakan adalah metode penelitian kuantitatif dengan pendekatan deskriptif dan korelasional. Penelitian ini mengambil sampel dengan menggunakan metode purposive sampling sehingga diperoleh sampel sebanyak 34 perbankan yang terdaftar di Bursa Efek Indonesia tahun 2023. Data dalam penelitian ini menggunakan data sekunder yang diperoleh dari annual report perbankan. Metode analisis yang digunakan adalah Partial Least Square-Structural Equation Modeling (PLS-SEM) dengan bantuan Smart PLS Versi 3. Hasil pengujian menunjukkan bahwa risiko kredit (NPL), risiko likuditas (LDR) dan risiko operasional (BOPO) tidak berpengaruh terhadap kinerja perbankan, sedangkan risiko pasar (NIM) dan Good Corporate Governance berpengaruh positif terhadap kinerja perbankan yang menggunakan ROA. Selain itu, transformasi digital berhasil memediasi pengaruh risiko kredit, risiko pasar, risiko likuiditas dan risiko operasional terhadap kinerja perbankan, namun transformasi digital tidak memediasi pengaruh good corporate governance (GCG) terhadap kinerja perbankan yang menggunakan ROA. Aspects of risk management and good corporate governance (GCG) are things that companies need to know, especially during the current acceleration of digitalization/digital transformation to maintain banking performance. This research aims to determine the effect of implementing risk management and good corporate governance (GCG) through digital transformation as an intervening variable on banking performance. The research method used is a quantitative research method with a descriptive and correlational approach. This research took samples using a purposive sampling method to obtain a sample of 34 banks listed on the Indonesia Stock Exchange in 2023. The data in this research used secondary data obtained from banking annual reports. The analytical method used is Partial Least Square-Structural Equation Modeling (PLS-SEM) with the help of Smart PLS Version 3. The test results show that credit risk (NPL), liquidity risk (LDR) and operational risk (BOPO) have no effect on banking performance. , while market risk (NIM) and Good Corporate Governance have a positive effect on banking performance that uses ROA. Apart from that, digital transformation succeeded in mediating the influence of credit risk, market risk, liquidity risk and operational risk on banking performance, but digital transformation did not mediate the influence of good corporate governance (GCG) on banking performance using ROA.
| Item Type: | Thesis (S2) |
|---|---|
| Additional Information: | https://scholar.google.com/citations?view_op=list_works&hl=en&user=4Tl-DkgAAAAJ ID SINTA Dosen Pembimbing: Memen Kustiawan: 259600 Alfira Sofia: 259602 |
| Uncontrolled Keywords: | Risiko Kredit, Risiko Pasar, Risiko Likuiditas, Risiko Operasional, Good Corporate Governance, Transformasi Digital, Kinerja Perbankan Credit Risk, Market Risk, Liquidity Risk, Operational Risk, Good Corporate Governance, Digital Transformation, Banking Performance |
| Subjects: | H Social Sciences > HF Commerce > HF5601 Accounting H Social Sciences > HG Finance L Education > L Education (General) |
| Divisions: | Fakultas Pendidikan Ekonomi dan Bisnis > S2 Magister Ilmu Akutansi |
| Depositing User: | Nasihah Fauzia |
| Date Deposited: | 11 Sep 2024 15:40 |
| Last Modified: | 11 Sep 2024 15:40 |
| URI: | http://repository.upi.edu/id/eprint/124215 |
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