Mega Juliyana Sitorus, - (2023) PENGARUH OVERCONFIDENCE BIAS DAN HERDING TERHADAP KEPUTUSAN INVESTASI PADA GENERASI Z : Studi Kasus Pada Investor Mahasiswa S-1 FPEB UPI Bandung. S1 thesis, Universitas Pendidikan Indonesia.
Abstract
Pertumbuhan jumlah Single Investor Identification (SID) di Indonesia semakin meningkat dari tahun ke tahunnya. Kustodian Sentral Efek Indonesia sebagai suatu Lembaga yang berwenang atas kegiatan investasi di Indoensia menyebutkan per tanggal 3 November 2022 jumlah Single Investor Identification (SID) telah mencapai 10.000.628, dengan 99,78% merupakan investor individu lokal dan didominasi oleh kalangan investor ini yang berusia dibawah 30 tahun yakni sebesar 58,91% (KSEI,2022). Namun data tersebut berbanding terbalik dengan gaya hidup generasi Z yang sangat dekat dengan pandangan YOLO (you only live once) dan FOMO (fear of missing out) yang dapat membuat generasi ini memiliki karakteristik yang cenderung boros. Penelitian ini bertujuan untuk mengetahui pengaruh OverconfidenceBias dan herding Bias sebagai bias yang mencerminkan sikap YOLO dan FOMO terhadap keputusan investasi khususnya pada generasi Z. OverconfidenceBias ialah perasaan yang berlebihan mengenai kemampuan atau pengetahuan yang dimiliki dalam melakukan perdagangan atau investasi. Sementara Herding Bias ialah suatu kecenderungan seorang investor dipengaruhi oleh perilaku investor lain atau orang lain dalam proses pengambilan keputusan.Penelitian ini dilakukan dengan menyebarkan kuesioner dan dari hasil penelitian diketahui bahwa OverconfidenceBias berpengaruh positif dan signifikan dengan keputusan investasi atau H1 diterima. Namun tidak terdapat pengaruh Herding Bias dengan keputusan investasi atau H2 ditolak. Sedangkan dari kedua variabel yakni variabel OverconfidenceBias dan Herding Bias diketahui berpengaruh secara simultan terhadap variabel keputusan investasi atau H3 diterima. Dari hasil penelitian ini disarankan agar investor mengurangi rasa Overconfidencebias yang dimilikinya dikarenakan dapat membuat suatu keputusan yang irassional. :The growth in the number of Single Investor Identification (SID) in Indonesia is increasing from year to year. The Indonesian Central Securities Depository as an institution authorized for investment activities in Indonesia stated that as of November 3, 2022 the number of Single Investor Identification (SID) had reached 10,000,628, with 99.78% being local individual investors and dominated by these investors who were aged under 30 years of age, namely 58.91% (KSEI, 2022). However, this data is inversely proportional to the lifestyle of generation Z which is very close to the views of YOLO (you only live once) and FOMO (fear of missing out) which can make this generation have characteristics that tend to be wasteful. This study aims to determine the effect of OverconfidenceBias and herding Bias as Biases that reflect YOLO and FOMO attitudes toward investment decisions, especially in the Z generation. OverconfidenceBias is an exaggerated feeling about one's abilities or knowledge in trading or investing. While Herding Bias is an investor's tendency to be influenced by the behavior of other investors or other people in the decision-making process. This research was conducted by distributing questionnaires and from the research results it is known that OverconfidenceBias has a positive and significant effect on investment decisions or H1 is accepted. However, there is no Herding Bias effect on investment decisions or H2 is rejected. While the two variables, namely the OverconfidenceBias and Herding Bias variables, are known to have a simultaneous effect on the investment decision variable or H3 is accepted. From the results of this study it is suggested that investors reduce their sense of OverconfidenceBias because they can make irrational decisions.
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| Item Type: | Thesis (S1) |
|---|---|
| Additional Information: | https://scholar.google.com/citations?hl=id&user=4P2e24oAAAAJ SINTA ID: 5984857 SINTA ID: 6722016 |
| Uncontrolled Keywords: | OverconfidenceBias, Herding Bias, Keputusan Investasi, Fintech Overconfidence Bias, Herding Bias, Investment Decisions, Fintech |
| Subjects: | L Education > L Education (General) |
| Divisions: | Fakultas Pendidikan Ekonomi dan Bisnis > Manajemen (non kependidikan) |
| Depositing User: | Mega Juliyana Sitorus |
| Date Deposited: | 11 Sep 2023 03:52 |
| Last Modified: | 11 Sep 2023 03:52 |
| URI: | http://repository.upi.edu/id/eprint/101637 |
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